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RRB Credit-Deposit Ratio Across Indian States, 2004-2025

The credit-deposit ratio of Regional Rural Banks rose to 77.6% in 2025, up from 46.5% in 2004, as RRBs shifted from passive deposit-gatherers to more active rural lenders. The ratio climbed through the 2000s, dipped briefly in 2009 as deposit growth outpaced credit demand, and…

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RRB Credit-Deposit Ratio
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RRB Credit-Deposit Ratioby Region

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PublisherNot specified
Coverage2004 - 202522 years

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