Credit-Deposit Ratio Across Indian States, 2004-2025

Name: Credit-Deposit Ratio, India State-wise
Creator: The Maps Daily
Published: 2025-01-01
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Credit-Deposit Ratio, India State-wise, Finance, Commercial Banks, India

India's aggregate credit-deposit ratio reached 80.1% in 2025, its highest level since 2004, up from 58.2% when the series begins. The ratio dipped after the NPA crisis of the mid-2010s as credit growth stalled while deposits kept accumulating, then climbed again from 2022 as lending…

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Credit-Deposit Ratio

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Credit-Deposit Ratioby Region

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Source & Methodology

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PublisherNot specified

SourceTable 153: State-wise Credit-Deposit Ratio of Scheduled Commercial Banks

Coverage2004 - 202522 years

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Year	Value
2004	58.2
2005	66
2006	72.4
2007	75
2008	74.4
2009	72.6
2010	73.3
2011	75.6
2012	79
2013	78.8
2014	79
2015	77.1
2016	78.4
2017	73.8
2018	76.7
2019	78.3
2020	76.5
2021	71.7
2022	72.1
2023	75.8
2024	79.6
2025	80.1